How Do Check Cashing Services Work?
When needing or wanting to cash a check, banks and savings and loans are not the only sources. Check-cashing services-whether in independent business or an additional service by a business-are...
View ArticleHow to Fill Out a Deposit Slip
You need to know how to fill out a deposit slip in order to deposit money into a bank account. The process is very simple and only requires that you bring with you your account number. Step 1: Obtain...
View ArticleHow to Sign Over a Check
A check that has been written to be payable to one person that is endorsed by that person to a third party is called a third party check. There is no law requiring banks to accept third party checks....
View ArticleProper Check Writing Format
When cash isn’t convenient, and a credit card isn’t possible, writing a check is often a convenient and satisfactory method of purchasing goods or services. A check is a promissory note guaranteeing...
View ArticleHow Long to Keep Canceled Checks?
ANSWER: Generally speaking, you should keep your canceled for three years depending on your situation as it relates to the period of limitations. If you have ever fudged a tax return, be prepared to...
View ArticleHow to Deposit a Check
Depositing a check is an easy and common process, but if the check is not properly prepared beforehand, the deposit could be longer and more involved than necessary. Check Elements Before making a...
View ArticleHow to Get a Certified Check
A certified check is a check that is guaranteed by the issuing financial institution. The guaranty states that the payer has sufficient funds in the account to cover the check when it is cashed. How...
View ArticleHow to Read a Check
Knowing how to read a check heightens check cashing safety and helps avoid costly mistakes. Because it’s a simple process, many don’t fully read the entries, overlooking errors and omissions. What...
View ArticleHow to Wire Someone Money
Despite best intentions, sometimes wiring money can be necessary. Fortunately, it’s usually not a difficult process, but timing can be important. Requirements Before automatically contacting a sending...
View ArticleWhere to Find the Bank Transit Routing Number?
ANSWER: A bank transit routing number is a 9-digit number that serves to identify the financial institution responsible for the payment of a negotiable instrument such as a check. More Info: A bank...
View ArticleHow to Endorse a Check
Understanding how to endorse a check can seem a simple action, and most times, it is. However, in certain circumstances, extra care and attention must be given. Payee Information The payee on a check...
View ArticleHow Long Is a Check Good For? Do Checks Expire?
How Long Is a Check Good For? Legally, banks are not obligated to cash a check presented more than six months from the date of issue printed on the face of the check except for certified checks. Many...
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